U.S. Title Loans are secured loans where borrowers use the title of their vehicle as collateral. They are commonly utilized by individuals as an emergency funding solution when facing financial hardship. The lender evaluates the value of the vehicle and approves a loan amount, usually up to 50-70% of the car’s value. The title is transferred to the lender temporarily. If the borrower defaults, the lender can repossess the vehicle, sell it, and use the proceeds to recover the loaned amount. Despite its potential to offer fast cash without traditional credit checks, it carries high-interest rates and fees, leading to a risky financial commitment that may result in loss of vehicle if unable to meet financial obligations.
📍 Location: 1224 Decatur Hwy, Gardendale, AL 35071, United States
📞 Contact Us: (205) 631-0996
🌐 Website: https://alabamatitleloansinc.com/alabama-title-loan-locations/al0398/1224-decatur-highway/gardendale/al/35071
Rating: 4.9
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Lashonda was the agent that assisted me and from the moment of stepping inside she was very pleasant and welcoming. She made my process so smooth! I highly recommend her!
Ms. LaShonda was very nice and professional. She was helpful and multitask very well. I highly recommend anyone who needs a title loan or Any loan at that matter. It was an quick and easy process so I’m very grateful. Thank you US title loans!
Stopped by this location to simply inquire about a title loan and those ladies ROCKED!!!! They gave me more than enough information about the process and fees!! Should I choose to do it THIS location is the ABSOLUTE best! And all I did was ask a bunch of questions
I have to say I love love this location I recently visited the Bessemer location and wasn’t impressed at all but the staff in Gardendale especially the manager Ms. Tiffany was professional, answered all my questions, and I could tell she really enjoys her job. I will definitely be continuing my business with them in the future.
Aniya, made my experience a great one. She was very professional and engaging. She went out of her way to try and help me. Thanks Aniya!